Primary residences
Compare homeowners coverage for the dwelling, personal property and liability while making sure the policy satisfies applicable lender requirements.
Property insurance resource
Get a competitive insurance quote for your home or investment property.
Whether you are buying a primary residence, refinancing, or financing a rental property, property insurance is part of the transaction. U.S. Home Capital can connect New Jersey borrowers with All Insure Agency for a competitive quote.
Why compare coverage early?
Insurance can affect both your monthly payment and your mortgage qualification.
For a financed property, the insurance premium is often included in the qualifying housing expense. Getting a realistic quote early can reduce surprises before closing and help you evaluate the true monthly cost of the property.
Investment properties
Rental and landlord properties can require different coverage than an owner-occupied home. The property type, occupancy and use should be disclosed accurately when requesting a quote.
Mortgage planning
A more accurate insurance estimate can improve payment planning for purchases, refinances and investment-property financing.
Useful information to have available
- Property address
- Purchase price or estimated property value
- Intended occupancy
- Property type and approximate age
- Expected closing date
- Existing insurance information for refinances when applicable
For real estate investors
- Identify the property as non-owner-occupied
- Discuss landlord or dwelling-fire coverage where appropriate
- Ask about liability protection
- Consider whether multiple properties should be reviewed together
- Confirm the policy structure meets lender requirements before closing
Independent insurance agency
One place to compare property insurance options.
All Insure Agency is an independent New Jersey insurance agency located in East Brunswick. It offers personal, property, casualty, commercial and life insurance and can help homeowners and real estate investors evaluate available coverage options.
Separate companies, separate services. U.S. Home Capital, LLC is a mortgage lender. All Insure Agency is an independent insurance agency. You are not required to use All Insure Agency to obtain a mortgage from U.S. Home Capital, and you may obtain insurance from any provider that satisfies applicable loan and carrier requirements.
Need a property insurance quote?
Start with All Insure Agency and compare coverage for a New Jersey home, rental property or investment property.