Mortgage Banking • Personalized Guidance • Local Service732-377-8888   |   NMLS #500107
Privacy

Privacy & Financial Privacy Notice

U.S. Home Capital, LLC respects the privacy of borrowers, applicants and website visitors. This page explains our online privacy practices and summarizes the financial privacy practices described in our consumer privacy notice.

Website & Online Privacy

When you use this website, we may receive information that you choose to provide through a contact request, a secure mortgage application, or other communications with U.S. Home Capital. Depending on the service you use, that information may include your name, contact information and mortgage-related information.

The general website contact form is intended for basic inquiries only. Please do not place Social Security numbers, bank account numbers, passwords, tax returns or other sensitive financial information in the general contact form. Sensitive mortgage information and documents should be provided through the secure application process or another approved secure method.

Website analytics and technical information

Our public website uses analytics technology to help us understand general website usage, such as page visits, calculator usage and interactions with website features. We do not intentionally send mortgage application field values or sensitive borrower information to website analytics.

How online information may be used

Information received through this website may be used to respond to inquiries, provide requested mortgage information, support an application or transaction, operate and secure our systems, comply with legal and regulatory obligations, and improve our services.

Mortgage applications are different from general website inquiries. Information entered into the secure mortgage application is handled through the systems used to process and manage the mortgage application and should not be submitted through the general contact form.

Financial Privacy Notice

Financial companies choose how they share personal information. Federal law gives consumers the right to limit some, but not all, sharing and requires financial companies to explain how they collect, share and protect personal information.

What information may be collected

The types of personal information collected and shared depend on the product or service involved. Examples identified in U.S. Home Capital's financial privacy notice include:

  • Social Security number and account balances
  • Payment history and mortgage rates and payments
  • Transaction history and account transactions

Sharing practices described in the notice

Reason for sharingDoes U.S. Home Capital share?Can you limit this sharing?
Everyday business purposes, such as processing transactions, maintaining accounts, responding to court orders and legal investigations, or reporting to credit bureausNoWe don't share
Our marketing purposes, to offer our products and services to youYesNo
Joint marketing with other financial companiesYesNo
Affiliates' everyday business purposes — information about transactions and experiencesYesNo
Affiliates' everyday business purposes — information about creditworthinessYesNo
Affiliates to market to youYesNo
Nonaffiliates to market to youNoWe don't share

How personal information is protected

To protect personal information from unauthorized access and use, U.S. Home Capital uses security measures that comply with federal law. The financial privacy notice identifies computer safeguards and secured files and buildings among those measures.

How personal information is collected

U.S. Home Capital collects personal information, for example, when a consumer applies for a loan or applies for financing. Personal information may also be collected from other companies.

Your rights to limit certain sharing

Federal law gives consumers the right to limit certain sharing involving affiliates' use of creditworthiness information, affiliates using information to market to you, and sharing with nonaffiliates for marketing. State law and individual company practices may provide additional rights.

The financial privacy notice also provides choices to limit certain marketing and sharing and states that consumers may contact U.S. Home Capital at any time to limit sharing where the notice permits that choice.

Questions or Privacy Requests

Questions about this privacy notice or requests relating to privacy choices may be directed to U.S. Home Capital at:

U.S. Home Capital, LLC
204 Route 18
East Brunswick, NJ 08816
732-377-8888

Website privacy statement updated August 14, 2026. U.S. Home Capital's underlying financial privacy notice provided for this page is identified as Rev. 06/11. The formal consumer notice delivered in connection with a financial product or service controls where applicable.